When you are looking to purchase title insurance for your home, condo, or land, you want to ensure you are getting the best rate available. Titlebid.com was created to make your choices easier. Titlebid.com takes the guess work out and pinpoint the best company that fits your needs for title insurance, at the lowest professional prices. We only work with respectable title insurance companies throughout the United States to ensure that you are getting the right quotes you need to purchase your dream home and more. Request title insurance quotes now and save money on your home sale, purchase or refinance. When you are searching for the right title insurance company, start your FREE search at Titlebid.com, contact us today.
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How to keep your closing
Title insurance is used by home buyers and lenders for protection against back taxes, undisclosed liens, legal judgments, forgeries, fraud and a host of other potential legal/financial problems that can arise when purchasing or refinancing property.
Your closing costs might include two types of title insurance policies, but do you know how these policies differ? Loan policy: Your lender requires title insurance when you secure a mortgage. A loan or lender’s policy protects the bank or lending institution for as long as they maintain an interest in your property—typically until your mortgage is paid off. If you refinance your loan, you’ll need to purchase a new policy to cover the new loan. Owner’s policy: An owner’s policy of title insurance helps protect your rights as the homeowner for as long as you or your heirs own the property. In some areas, it’s standard for the seller to purchase the owner’s policy for the buyer, whereas in other areas the owner’s policy is a recommended buyer purchase….
When you buy a home, or any property for that matter, you expect to enjoy certain benefits from ownership. For example, you expect to be able to occupy and use the property as you wish, to be free from debts or obligations not created or agreed to by you, and to be able to freely sell or pledge your property as security for a loan. Title insurance is designed to cover these rights you bargain for